Mohawk Self Insurance decreases premium rate for residential housing contractors

04/05/2022

The Mohawk Council of Kahnawà:ke (MCK) wishes to advise the community of changes that have been instituted that will see revised and decreased premium rates for residential housing contractors on a one-year trial basis.

The emphasis is to ensure that all the contractor’s workers are covered in the event of an on-the-job accidental injury or death. The old rate of 9.58% will be reduced to 7%. This includes 5.6% for the actual premium, with 1.4% set aside for a pension. The worker can also voluntarily contribute to his/her pension fund up to the allowable limit.

“I tip my hat to the Kahnawà:ke Labor Office and the staff of Mohawk Self Insurance (MSI) for coming up with a progressive program that, for the first time in our history, creates a pension plan for the construction industry,” said Ratsénhaienhs Ryan Montour, who is the Lead Portfolio Chief for MSI on behalf of the MCK. “We are looking out for future income security for the workers and their families while taking into account the need to financially assist workers for on-the-job injuries.”

“We also would like to thank the contractors who have cooperated with MSI to help move this new plan forward,” he added. “It’s a win for everyone.”

The trial basis will end on March 31, 2023, but could be extended if successful. It covers Kahnawà:ke contractors operating in the Territory. Occupations include (but are not limited to) carpenters, plasterers, painters, insulators, roofers, flooring installers, ceramic installers, wallboard installers, glaziers, millwork, finishers, HVAC installers, security systems installers, and concrete workers.

Mohawk Self Insurance is a Kahnawà:ke-based workers compensation program for Kahnawà:ke companies and organizations that has been in operation since 1984. It replaces CSST and CNESST on the Territory.