The Housing Unit of the Mohawk Council of Kahnawà:ke (MCK), in collaboration with the Office of Council of Chiefs (OCC), is pleased to inform the community on the approval of the interim agreement for the On-Reserve Housing Loans, offered by the Tsi-Iehwistaientahkwa Caisse Populaire Kahnawà:ke (CPK). This interim agreement, which sees an On-Reserve Loan Guarantee limit increase to $400,000 CAD, with a 5% down payment, enables more individuals to access the financing they need through the CPK, considering current market price increases in the cost of construction, inflation, and other factors. The agreement was approved at the duly convened Council meeting on Monday, October 20, 2025, and will remain in effect untilJune 2026 while both parties continue to work on the final long-term agreement.
In order to provide greater access for an equitable mortgage, while assuring that community members can benefit from improved housing loan options without delay; the interim agreement ensures that new home construction projects by Kahnawa’kehró:non may proceed during the next building seasonand for years to come.
“The MCK is committed to improving the quality of life for our community members by ensuring that our people have quality access to affordable, safe, and sustainable housing,” said Housing Portfolio Lead Ratsénhaienhs Ryan Montour. “We are becoming more accountable by putting all systems in place – this is how we rebuild community trust.”
For nearly twenty years, the MCK and CPK have worked collaboratively to provide housing loans to Kahnawa’kehró:non. MCK acknowledges that many community members have been waiting for this decision and looks forward to continuing its support of individuals and families in securing their housing goals.
Please note that meeting specific financial criteria are still required by the MCK/CPK to secure loans.
To learn more, contact the MCK Housing Unit at 450-638-2672.
