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Mohawk Council of Kahnawá:keTsi nahò:ten kahiatónnion a'arákonEnsaié:nawaseOnhkharéhson Aionkhihsnoé:nen
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Mohawk Council of Kahnawà:ke Mohawk Council of Kahnawà:ke
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Ronwatihwistaníhas ne Ahontenonhsón:ni

Kahnawá:ke Housing Department

The Kahnawá:ke Housing Department’s role is to assist community members in need of new housing, housing repair, temporary housing and those in need of advice and information pertaining to housing matters.  These services ensure access to affordable housing, programs to assist in the preservation of existing housing stock, as well as address the needs of individuals for temporary rental housing. A complete listing of each service can be accessed below:

Recent issue regarding leases in Kahnawà:ke

The MCK is strongly advising landlords enter into lease agreements with tenants and that tenants purchase renter's insurance.

Sample Lease Creator
Video about the advantages of Renter's Insurance


Recent Video


Recent Press Releases

Enkarì:warahste - Condominium Survey07/07/2017
Enkarì:warahste - Reminder – Last day for Housing survey05/19/2017
Enkarì:warahste Housing survey available online - Housing survey available online05/04/2017
Enkarì:warahste Reminder - Community Tenants Meeting Tuesday and Wednesday - Reminder - Community Tenants Meeting Tuesday and Wednesday04/03/2017
Enkarì:warahste Community Landlords Meeting Feb 8th - Community Landlords Meeting Feb 8th01/25/2017
Enkarì:warahste MCK Housing Rent to Equity program accepting applications - MCK Housing Rent to Equity program accepting applications11/30/2016
Enkarì:warahste - Housing Program increases home construction loan amount to $175,00003/23/2016
Enkarì:warahste - Reminder of HOPE Housing Open House06/24/2015
Enkarì:warahste HOPE Housing Open House – Community invited - HOPE Housing Open House – Community invited06/16/2015
Enkarì:warahste MCK recommending Agreements between Landlords and Renters - MCK recommending Agreements between Landlords and Renters03/11/2015
Enkarì:warahste Rent to Equity Open House February 9 and 10 - Rent to Equity Open House February 9 and 1002/02/2015
Enkarì:warahste MCK Housing announces ‘Rent to Equity’ program - MCK Housing announces ‘Rent to Equity’ program01/21/2015
Enkarì:warahste Housing Department announces innovative HOPE Housing Program - Housing Department announces innovative HOPE Housing Program 09/08/2014
Enkarì:warahste Important Notice - CORRECTION of application deadline for vacant single person rental unit - Important Notice - CORRECTION of application deadline for vacant single person rental unit08/15/2014
Enkarì:warahste Housing Department accepting applications for vacant single person rental unit - Housing Department accepting applications for vacant single person rental unit08/11/2014
Enkarì:warahste Local Contractors invited to observe new foundation system installation - Local Contractors invited to observe new foundation system installation07/16/2014
Enkarì:warahste Phase II of Section 95 Social Housing Program set to begin - Phase II of Section 95 Social Housing Program set to begin05/15/2014
Enkarì:warahste MCK begins preliminary work on exciting new Housing initiative - MCK begins preliminary work on exciting new Housing initiative04/24/2014
Enkarì:warahste New Housing Construction Loan Program - New Housing Construction Loan Program02/17/2014
Enkarì:warahste Home energy efficiency program available to low-income households - Home energy efficiency program available to low-income households01/20/2014
Enkarì:warahste MCK Housing Department accepting applications for single person rental units - MCK Housing Department accepting applications for single person rental units09/16/2013
Enkarì:warahste - The New and Improved MCK Housing Program07/29/2013
Enkarì:warahste Presentation of new and improved MCK Housing Program - Presentation of new and improved MCK Housing Program 07/25/2013
Enkarì:warahste - MCK accepts recommendations for changes to Housing Department’s Revolving Loan Fund06/19/2013
Enkarì:warahste Housing Survey results presented to Council - Housing Survey results presented to Council06/13/2013
Enkarì:warahste Housing Survey Winners Announced - Housing Survey Winners Announced06/10/2013
Enkarì:warahste Eight new housing rental units to be built - Eight new housing rental units to be built05/23/2013
Enkarì:warahste - Housing Consultations Begin05/21/2013
Enkarì:warahste - Enhancements to MCK Housing Program04/10/2013
Enkarì:warahste - Mohawk Beach Road Brush/Tree clearing12/16/2010
Enkarì:warahste - Semi-Detached Units Update09/15/2008
Enkarì:warahste New Semi-Detached Units Unveiled - New Semi-Detached Units Unveiled05/12/2008
Enkarì:warahste SDU and Caisse Sign Agreement - SDU and Caisse Sign Agreement01/29/2008
Enkarì:warahste - Duplex Housing Project Moves into Construction Phase07/17/2007
Enkarì:warahste - New Housing Initiatives Announced05/31/2007

Other Releases

Enkarì:warahste- CMHC - Canada's Economic Action Plan Creates Jobs and Improves Housing on Reserve in Quebec


Details on the new Housing Program are below:

NEW HOUSE CONSTRUCTION LOAN

Ronwatihwistaníhas ne Ahontenonhsón:niThe New Housing Construction Loan is intended to provide qualified applicants with a mortgage loan for the complete construction of a new house using funds from the Revolving Loan Fund (maximum $150,000.00). The program requires a down payment contribution from the applicant in the minimum amount of five percent (5%) of the mortgage principle. This program is targeted to eligible Kahnawa’kehró:non who are gainfully employed, in the middle-to-upper income bracket, who require suitable housing on reserve. These individuals must be willing to take on a debt in the form of a mortgage, with land held as collateral by the Mohawks of Kahnawà:ke.

New Housing LoanThe New Construction Loan Program has continuous intake.



Residential Rehabilitation Assistance Program

The Housing Department acts as the Delivery Agent for Canada Mortgage & Housing Corporation (CMHC) to administer the Residential Rehabilitation Assistance Program (RRAP) & RRAP for community members with a disability.  This program is intended to assist in the repair and improvement of existing substandard housing in Kahnawá:ke, to raise it to minimum level of health & safety, as well as address modifications to a house to address handicap needs. Funding is provided in the form of a grant from the Department of Indian Affairs and a forgivable loan from CMHC.


HOUSE REPAIR/RENOVATION LOAN PROGRAM (HRLP)

Ronwatihwistaníhas ne Ahontenonhsón:niThe House Repair/Renovation Loan Program is intended to provide a loan up to a maximum of $25,000 for the basic repair of a house, to correct deficiencies, prevent deterioration, and to raise the standards of the house. There may be an equity contribution required from the applicant in the event that the cost of the desired repairs, renovations or expansion exceed the $25,000 loan. The House Repair/Renovation Loan Program has continuous intake.

SOCIAL HOUSING RENTAL

Ronwatihwistaníhas ne Ahontenonhsón:niMulti-Dwelling Apartment Rental:
Multi-Dwelling is a social housing rental program geared towards low-moderate income families.  It provides affordable, transitional rental accommodations, suited for families.  Support through Housing Case Management is provided to assist the tenant in achieving future homeownership.

Rental for Single person:
Ronwatihwistaníhas ne Ahontenonhsón:niOne bedroom housing rental geared towards low income single adults (male or female) who are experiencing challenges that have resulted in the inability to access private rental housing in the community.  Tenants must be willing to work with MCK Housing in the development of a case management plan during their tenancy. 

Rent to Equity:

Ronwatihwistaníhas ne Ahontenonhsón:niThe Rent-to-Equity Program is intended to build equity for future homeowners of lower-to- middle-income Kahnawakérho:non who qualify and who might otherwise find it impossible save for the necessary down payment on a mortgage loan.  The Program offers 3 bedroom rental housing combined with a scheduled savings component to facilitate accumulation of the necessary funds to enter the housing market. 

The Rent-to-Equity Program is targeted to eligible Kahnawakehró:non who are close to being financially capable of home ownership but require some financial assistance, particularly in saving the down payment.  They should be gainfully employed, in the lower-to-middle income bracket, and require suitable housing on-reserve.  Because there are three (3) models of programming, there are also three (3) income brackets for qualification.  These individuals must be willing to work with the Kahnawà:ke Housing Department Case Management in order to determine eligibility and at what income bracket they qualify.

The Home Ownership Program Enhancement (HOPE):

The HOPE Program is a four year job readiness program featuring affordable 3 bedroom rental housing, training/education and a home ownership savings plan targeted to eligible Kahnawakehró:non single parents with children who are willing to improve their present circumstances, and their children’s futures, by working towards attainable goals through the enhancement of their marketable skill set.  This program combines educational and financial goals towards the achievement of a career and down payment for a house.  These individuals must be willing to work with Social Development Case Management which consists of the Housing Department, Social Assistance Department, a Mentor chosen by the applicant and other partner organizations in order to identify a long term case plan toward achieving success.  Other community services will also be included in the work plan for the possible provision of daycare, transportation, training allowances and training milestone requirements.

There is eligibility criteria for all housing programs.

Contact the Housing Department to obtain further information eligibility and the application process.

HOUSING SERVICES CONSTRUCTION/CONTRACT MANAGEMENT

The Housing Services program is intended to provide inspection, construction management and contract management services, where requested and required, to individuals of Kahnawà:ke who are self-funding construction of a new home or the expansion of an existing home and wish to secure the services of the Mohawk Council of Kahnawake Housing Department for the purpose of ensuring proper, comprehensive construction which adheres to the standards of the Building Code and Construction Standards of the MCK,  All fees for such services will be charged to the individual homeowner and will be payable to the MCK Housing Department. For more information, contact the Housing Department.


CONTACT:
FAX :

450-638-0500
450-632-0976


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